COI Validation
as a Service

const response = await fetch(
  'https://tachyontracker.com/api/validate-coi',
  {
    method: 'POST',
    headers: {
      'Authorization': 'Bearer tt_live_...',
      'Content-Type': 'application/json',
    },
    body: JSON.stringify({
      image: base64CoiImage,    // or text: "CERTIFICATE OF..."
      mode: 'coi',
      requirements: {
        gl_per_occurrence: 1000000,
        gl_aggregate: 2000000,
        wc_statutory: true,
        auto_combined: 500000,
        additional_insured: true,
        waiver_of_subrogation: true,
        30_day_cancellation: true,
      }
    }),
  }
);

const result = await response.json();
// {
//   validation: {
//     score: 62,
//     gaps: [
//       "GL aggregate below $2M ($1M found)",
//       "Additional insured not listed",
//       "No waiver of subrogation"
//     ],
//     requirements_met: {
//       gl_per_occurrence: true,
//       gl_aggregate: false,
//       additional_insured: false,
//       waiver_of_subrogation: false,
//       ...
//     },
//     additional_insured: false,
//     waiver_of_subrogation: false,
//     expires_in_days: 47
//   },
//   usage: { used: 1, limit: 500 }
// }